Biju Yohannan, CFGP
AMFI REGISTERED MUTUAL FUNDS INVESTOR
Disclosures, Privacy guidelines, and SEBI Mutual Fund Disclaimers
Biju Yohannan Financial Advisory respects your privacy and is committed to protecting your personal and financial data. This Privacy Policy details how we collect, store, and manage your data when you submit a consultation request, request sheets, or interact with our portal.
**Information We Collect:** We collect your name, email address, phone number, and stated investment goals purely to provide custom financial recommendations. We do not sell, rent, or lease client details to third parties.
**Data Security:** All physical and digital documentation is managed under secure environments. Portal logins are redirected through SEBI-registered, encrypted transaction engines (The MF Box platform).
By using this website, you agree to these Terms of Use. The information presented on this site is provided for general informational purposes only and does not constitute formal personal financial advice.
Calculations, SIP performance representations, and factsheets are derived from historical records and do not guarantee future returns. Users are strongly advised to perform custom assessments and consult Biju Yohannan directly before executing transactions.
In compliance with SEBI and AMFI regulations, Biju Yohannan provides the following statutory details:
In accordance with SEBI Circular SEBI/IMD/CIR No. 4/168230/09, the commission structure earned by Biju Yohannan for mutual fund distribution is disclosed below.
Biju Yohannan receives trail commissions directly from Asset Management Companies (AMCs) for mutual fund transactions executed under his ARN code. Trail commissions range between **0.10% to 1.25% per annum** depending on the scheme category (equity, hybrid, debt, or liquid funds) and geographical location parameters (T-30 vs. B-30 markets).
No transaction charges are levied directly on clients. Advisory fees for customized private wealth services are detailed in the engagement agreement prior to enrollment.
MUTUAL FUND INVESTMENTS ARE SUBJECT TO MARKET RISKS. READ ALL SCHEME RELATED DOCUMENTS CAREFULLY BEFORE INVESTING.
Past performance of mutual funds does not serve as an indicator for future yields. Dividend payouts or capital appreciation are subject to market volatility and currency fluctuations. Biju Yohannan Financial Advisory does not guarantee or warrant any specific returns or portfolio outcomes.